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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $558,028 | $114,013+389.4% | $103,693+438.2% | $155,188+259.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 23.49% | 49.31%-25.8pp | 47.61%-24.1pp | 148.84%-125.4pp |
| Employer contribution / active EE | $3,573 | $3,131+14.1% | $2,920+22.3% | $4,248-15.9% |
| Participant deferral / active EE | $2,643 | $4,970-46.8% | $4,579-42.3% | $6,531-59.5% |
| Admin fee / account holder | $3,788 | $8,407-54.9% | $7,858-51.8% | $14,480-73.8% |