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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,298 | $96,691+292.3% | $86,656+337.7% | $139,487+171.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 10.52% | 106.87%-96.3pp | 593.09%-582.6pp | 373.84%-363.3pp |
| Employer contribution / active EE | $2,908 | $3,267-11.0% | $3,025-3.9% | $4,755-38.8% |
| Participant deferral / active EE | $2,614 | $4,838-46.0% | $4,439-41.1% | $6,713-61.1% |
| Admin fee / account holder | $3,754 | $6,414-41.5% | $5,619-33.2% | $11,407-67.1% |