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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $558,028 | $157,829+253.6% | $136,867+307.7% | $198,609+181.0% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 23.49% | 51.25%-27.8pp | 42.97%-19.5pp | 202.70%-179.2pp |
| Employer contribution / active EE | $3,573 | $3,923-8.9% | $3,547+0.7% | $5,055-29.3% |
| Participant deferral / active EE | $2,643 | $5,463-51.6% | $4,924-46.3% | $6,977-62.1% |
| Admin fee / account holder | $3,788 | $11,107-65.9% | $10,340-63.4% | $19,030-80.1% |