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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,823 | $217,427-88.1% | $185,837-86.1% | $167,518-84.6% |
| Participation rate | 78.6% | 86.0%-7.5pp | 81.7%-3.1pp | 82.1%-3.5pp |
| Annual return | 22.49% | 148.39%-125.9pp | 122.08%-99.6pp | 478.71%-456.2pp |
| Employer contribution / active EE | $1,336 | $5,874-77.3% | $5,168-74.2% | $4,838-72.4% |
| Participant deferral / active EE | $7,032 | $6,357+10.6% | $5,568+26.3% | $6,342+10.9% |
| Admin fee / account holder | $955 | $19,816-95.2% | $16,241-94.1% | $12,312-92.2% |