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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,242 | $138,102+287.6% | $125,381+326.9% | $134,532+297.9% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -5.39% | 750.73%-756.1pp | 572.31%-577.7pp | 418.27%-423.7pp |
| Employer contribution / active EE | $3,152 | $5,245-39.9% | $4,815-34.6% | $4,741-33.5% |
| Participant deferral / active EE | $6,592 | $7,801-15.5% | $7,448-11.5% | $6,401+3.0% |
| Admin fee / account holder | $3,090 | $11,568-73.3% | $10,007-69.1% | $11,429-73.0% |