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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,137 | $138,076+39.9% | $123,553+56.3% | $135,380+42.7% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | -5.31% | 153.70%-159.0pp | 119.21%-124.5pp | 519.81%-525.1pp |
| Employer contribution / active EE | $2,245 | $5,152-56.4% | $4,628-51.5% | $4,779-53.0% |
| Participant deferral / active EE | $7,842 | $6,800+15.3% | $6,426+22.0% | $5,609+39.8% |
| Admin fee / account holder | $4,681 | $10,917-57.1% | $9,284-49.6% | $10,828-56.8% |