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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,139 | $73,421-91.6% | $66,439-90.8% | $155,188-96.0% |
| Participation rate | 87.5% | 79.7%+7.8pp | 74.5%+13.0pp | 80.8%+6.7pp |
| Annual return | 17.19% | 1382.37%-1365.2pp | 757.66%-740.5pp | 148.84%-131.6pp |
| Employer contribution / active EE | $1,427 | $3,039-53.1% | $2,637-45.9% | $4,248-66.4% |
| Participant deferral / active EE | $1,995 | $4,680-57.4% | $3,876-48.5% | $6,531-69.5% |
| Admin fee / account holder | $1,423 | $8,856-83.9% | $6,173-76.9% | $14,480-90.2% |