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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,549 | $72,465-93.7% | $67,575-93.3% | $145,884-96.9% |
| Participation rate | 80.0% | 76.9%+3.1pp | 72.9%+7.1pp | 80.3%-0.3pp |
| Annual return | 18.59% | 7222.56%-7204.0pp | 3528.98%-3510.4pp | 551.85%-533.3pp |
| Employer contribution / active EE | $2,168 | $3,074-29.5% | $2,736-20.8% | $4,662-53.5% |
| Participant deferral / active EE | $3,128 | $4,786-34.6% | $4,003-21.9% | $6,690-53.2% |
| Admin fee / account holder | $838 | $5,515-84.8% | $3,993-79.0% | $13,392-93.7% |