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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,909 | $41,016-75.8% | $152,093-93.5% | $64,097-84.5% |
| Participation rate | 27.5% | 51.3%-23.9pp | 77.8%-50.3pp | 55.2%-27.7pp |
| Annual return | 20.59% | 39.60%-19.0pp | 66.36%-45.8pp | 34.64%-14.0pp |
| Employer contribution / active EE | $276 | $1,342-79.4% | $4,175-93.4% | $1,891-85.4% |
| Participant deferral / active EE | $643 | $1,927-66.7% | $5,451-88.2% | $3,080-79.1% |
| Admin fee / account holder | $189 | $2,305-91.8% | $14,497-98.7% | $3,454-94.5% |