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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,955 | $165,381-77.7% | $149,730-75.3% | $158,966-76.8% |
| Participation rate | 84.2% | 84.6%-0.4pp | 82.5%+1.7pp | 82.0%+2.2pp |
| Annual return | 26.40% | 348.29%-321.9pp | 276.70%-250.3pp | 302.95%-276.6pp |
| Employer contribution / active EE | $2,195 | $5,104-57.0% | $4,645-52.8% | $4,762-53.9% |
| Participant deferral / active EE | $9,516 | $7,182+32.5% | $6,843+39.1% | $5,983+59.0% |
| Admin fee / account holder | $1,822 | $10,809-83.1% | $9,310-80.4% | $11,250-83.8% |