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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,853 | $72,404+43.4% | $110,243-5.8% | $64,173+61.8% |
| Participation rate | 64.3% | 73.3%-9.1pp | 79.8%-15.5pp | 69.6%-5.3pp |
| Annual return | -6.05% | -6.29%+0.2pp | 314.76%-320.8pp | 7.63%-13.7pp |
| Employer contribution / active EE | $1,998 | $2,282-12.4% | $3,827-47.8% | $2,381-16.1% |
| Participant deferral / active EE | $4,119 | $3,469+18.7% | $4,672-11.8% | $3,470+18.7% |
| Admin fee / account holder | $2,607 | $5,664-54.0% | $8,548-69.5% | $4,887-46.7% |