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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,201 | $106,247-92.3% | $96,515-91.5% | $139,466-94.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 23.34% | 38.47%-15.1pp | 35.73%-12.4pp | 373.66%-350.3pp |
| Employer contribution / active EE | $1,974 | $4,106-51.9% | $3,740-47.2% | $4,754-58.5% |
| Participant deferral / active EE | $4,990 | $5,456-8.5% | $4,880+2.3% | $6,712-25.7% |
| Admin fee / account holder | $301 | $7,885-96.2% | $6,735-95.5% | $11,409-97.4% |