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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,642 | $29,716-87.7% | $56,077-93.5% | $80,925-95.5% |
| Participation rate | 52.6% | 41.7%+10.9pp | 52.5%+0.1pp | 67.7%-15.0pp |
| Annual return | 16.42% | 35.30%-18.9pp | 1709.28%-1692.9pp | 35.65%-19.2pp |
| Employer contribution / active EE | $800 | $671+19.2% | $1,040-23.1% | $2,756-71.0% |
| Participant deferral / active EE | $984 | $1,228-19.9% | $1,954-49.6% | $4,299-77.1% |
| Admin fee / account holder | $256 | $2,432-89.5% | $2,825-90.9% | $6,940-96.3% |