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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,001 | $108,942-78.9% | $100,415-77.1% | $145,897-84.2% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | -14.50% | 58.27%-72.8pp | 49.47%-64.0pp | 552.29%-566.8pp |
| Employer contribution / active EE | $2,706 | $4,422-38.8% | $3,943-31.4% | $4,663-42.0% |
| Participant deferral / active EE | $6,698 | $8,461-20.8% | $8,091-17.2% | $6,689+0.1% |
| Admin fee / account holder | $4,915 | $9,702-49.3% | $7,906-37.8% | $13,390-63.3% |