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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,647 | $94,439-88.7% | $73,658-85.5% | $154,746-93.1% |
| Participation rate | 100.0% | 64.7%+35.3pp | 57.0%+43.0pp | 80.7%+19.3pp |
| Annual return | 27.90% | 28.25%-0.3pp | 29.72%-1.8pp | 172.34%-144.4pp |
| Employer contribution / active EE | $15,597 | $1,257+1140.5% | $1,032+1410.8% | $4,379+256.2% |
| Participant deferral / active EE | $18,160 | $2,527+618.6% | $2,062+780.8% | $6,730+169.8% |
| Admin fee / account holder | $66,163 | $3,843+1621.7% | $3,357+1871.1% | $14,365+360.6% |