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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,985 | $39,028-69.3% | $80,741-85.2% | $85,847-86.0% |
| Participation rate | 32.4% | 41.6%-9.2pp | 54.2%-21.8pp | 69.3%-37.0pp |
| Annual return | 12.15% | 26.31%-14.2pp | 87.30%-75.2pp | 318.61%-306.5pp |
| Employer contribution / active EE | $479 | $722-33.6% | $1,160-58.7% | $2,565-81.3% |
| Participant deferral / active EE | $1,531 | $1,326+15.5% | $2,145-28.6% | $3,952-61.3% |
| Admin fee / account holder | $75 | $2,429-96.9% | $3,380-97.8% | $6,261-98.8% |