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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,344 | $162,136-49.8% | $152,301-46.6% | $154,746-47.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 36.05% | 91.02%-55.0pp | 80.50%-44.5pp | 172.34%-136.3pp |
| Employer contribution / active EE | $7,928 | $4,890+62.1% | $4,624+71.4% | $4,379+81.0% |
| Participant deferral / active EE | $18,292 | $8,341+119.3% | $8,004+128.5% | $6,730+171.8% |
| Admin fee / account holder | $5,930 | $15,759-62.4% | $14,398-58.8% | $14,365-58.7% |