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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,572 | $93,598-65.2% | $135,974-76.0% | $75,173-56.7% |
| Participation rate | 92.6% | 75.2%+17.4pp | 81.9%+10.7pp | 67.2%+25.4pp |
| Annual return | 32.62% | 30.89%+1.7pp | 68.30%-35.7pp | 160.72%-128.1pp |
| Employer contribution / active EE | $5,702 | $3,538+61.2% | $4,859+17.3% | $2,671+113.5% |
| Participant deferral / active EE | $11,207 | $6,405+75.0% | $7,760+44.4% | $4,126+171.6% |
| Admin fee / account holder | $2,918 | $6,978-58.2% | $10,767-72.9% | $5,651-48.4% |