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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,866 | $160,070-69.5% | $147,117-66.8% | $145,897-66.5% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.6pp | 80.3%+15.5pp |
| Annual return | 51.26% | 98.69%-47.4pp | 420.54%-369.3pp | 552.29%-501.0pp |
| Employer contribution / active EE | $6,471 | $5,285+22.4% | $4,932+31.2% | $4,663+38.8% |
| Participant deferral / active EE | $14,365 | $8,419+70.6% | $8,065+78.1% | $6,689+114.7% |
| Admin fee / account holder | $9,882 | $15,035-34.3% | $12,993-23.9% | $13,390-26.2% |