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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,344 | $154,228-47.3% | $145,433-44.1% | $137,256-40.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 36.05% | 74.59%-38.5pp | 66.58%-30.5pp | 220.34%-184.3pp |
| Employer contribution / active EE | $7,928 | $4,804+65.0% | $4,554+74.1% | $4,156+90.8% |
| Participant deferral / active EE | $18,292 | $8,216+122.6% | $7,897+131.6% | $6,407+185.5% |
| Admin fee / account holder | $5,930 | $14,344-58.7% | $13,129-54.8% | $12,270-51.7% |