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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,668 | $185,312-66.2% | $161,489-61.2% | $154,746-59.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.20% | 103.84%-87.6pp | 89.72%-73.5pp | 172.34%-156.1pp |
| Employer contribution / active EE | $3,238 | $4,769-32.1% | $4,268-24.1% | $4,379-26.0% |
| Participant deferral / active EE | $8,395 | $6,350+32.2% | $5,630+49.1% | $6,730+24.7% |
| Admin fee / account holder | $703 | $18,654-96.2% | $16,006-95.6% | $14,365-95.1% |