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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,730 | $175,231-81.3% | $149,696-78.1% | $139,466-76.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.35% | 166.77%-152.4pp | 134.46%-120.1pp | 373.66%-359.3pp |
| Employer contribution / active EE | $2,304 | $5,478-57.9% | $4,821-52.2% | $4,754-51.5% |
| Participant deferral / active EE | $4,266 | $6,521-34.6% | $5,682-24.9% | $6,712-36.4% |
| Admin fee / account holder | $1,434 | $16,155-91.1% | $13,212-89.1% | $11,409-87.4% |