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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,069 | $133,981-82.0% | $112,249-78.6% | $134,532-82.1% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -20.07% | 47.16%-67.2pp | 27.48%-47.5pp | 418.27%-438.3pp |
| Employer contribution / active EE | $1,114 | $4,040-72.4% | $3,636-69.4% | $4,741-76.5% |
| Participant deferral / active EE | $1,923 | $5,292-63.7% | $4,729-59.3% | $6,401-70.0% |
| Admin fee / account holder | $1,747 | $7,492-76.7% | $6,412-72.8% | $11,429-84.7% |