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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,106 | $107,363-83.1% | $92,909-80.5% | $152,897-88.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 15.48% | 145.63%-130.1pp | 109.44%-94.0pp | 345.43%-329.9pp |
| Employer contribution / active EE | $2,163 | $4,222-48.8% | $3,653-40.8% | $4,764-54.6% |
| Participant deferral / active EE | $5,265 | $4,848+8.6% | $4,238+24.2% | $5,851-10.0% |
| Admin fee / account holder | $354 | $7,082-95.0% | $5,795-93.9% | $11,599-96.9% |