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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,758 | $162,136-35.4% | $152,301-31.2% | $154,746-32.3% |
| Participation rate | 84.2% | 84.1%+0.1pp | 82.4%+1.8pp | 80.7%+3.5pp |
| Annual return | 29.24% | 91.02%-61.8pp | 80.50%-51.3pp | 172.34%-143.1pp |
| Employer contribution / active EE | $5,853 | $4,890+19.7% | $4,624+26.6% | $4,379+33.6% |
| Participant deferral / active EE | $11,225 | $8,341+34.6% | $8,004+40.2% | $6,730+66.8% |
| Admin fee / account holder | $4,295 | $15,759-72.7% | $14,398-70.2% | $14,365-70.1% |