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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,354 | $176,105-47.6% | $159,474-42.1% | $167,536-44.9% |
| Participation rate | 76.9% | 85.0%-8.0pp | 82.8%-5.9pp | 82.1%-5.2pp |
| Annual return | 16.84% | 331.91%-315.1pp | 263.68%-246.8pp | 478.82%-462.0pp |
| Employer contribution / active EE | $4,354 | $5,299-17.8% | $4,831-9.9% | $4,839-10.0% |
| Participant deferral / active EE | $9,071 | $7,751+17.0% | $7,353+23.4% | $6,342+43.0% |
| Admin fee / account holder | $618 | $12,559-95.1% | $10,802-94.3% | $12,315-95.0% |