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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,758 | $154,228-32.1% | $145,433-28.0% | $137,256-23.7% |
| Participation rate | 84.2% | 83.8%+0.4pp | 82.1%+2.1pp | 80.0%+4.3pp |
| Annual return | 29.24% | 74.59%-45.3pp | 66.58%-37.3pp | 220.34%-191.1pp |
| Employer contribution / active EE | $5,853 | $4,804+21.8% | $4,554+28.5% | $4,156+40.8% |
| Participant deferral / active EE | $11,225 | $8,216+36.6% | $7,897+42.1% | $6,407+75.2% |
| Admin fee / account holder | $4,295 | $14,344-70.1% | $13,129-67.3% | $12,270-65.0% |