See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
TRANSAMERICA RETIREMENT SOLUTIONS10+ years Service code 15 · EIN 13-3689044 | Recordkeeping | $53,289 |
SPECTRUM INVESTMENT ADVISORS2 years Filed as: SPECTRUM INVESTMENT ADVISORS INC. Service code 16 · EIN 39-1828175 | Consulting | $47,145 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,746 | $98,727-15.2% | $113,168-26.0% | $85,563-2.1% |
| Participation rate | 92.9% | 80.8%+12.0pp | 76.6%+16.3pp | 66.0%+26.9pp |
| Annual return | 13.73% | 17.43%-3.7pp | 24.27%-10.5pp | 31.51%-17.8pp |
| Employer contribution / active EE | $1,631 | $2,907-43.9% | $2,975-45.2% | $2,654-38.5% |
| Participant deferral / active EE | $4,649 | $5,424-14.3% | $5,107-9.0% | $4,375+6.3% |
| Admin fee / account holder | $333 | $357-6.7% | $12,068-97.2% | $834-60.1% |