See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: SPECTRUM INVESTMENT ADVISORS INC. Service code 16 · EIN 39-1828175 | Consulting | $46,420 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $36,806 |
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,685 | $88,890-14.9% | $102,423-26.1% | $77,643-2.5% |
| Participation rate | 91.3% | 80.9%+10.4pp | 76.5%+14.8pp | 70.6%+20.7pp |
| Annual return | 12.14% | 24.98%-12.8pp | 29.32%-17.2pp | 31.24%-19.1pp |
| Employer contribution / active EE | $1,186 | $2,698-56.0% | $3,023-60.8% | $2,726-56.5% |
| Participant deferral / active EE | $4,480 | $5,145-12.9% | $5,053-11.3% | $4,647-3.6% |
| Admin fee / account holder | $277 | $235+17.7% | $9,451-97.1% | $430-35.6% |