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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,118 | $59,116-45.7% | $86,438-62.8% | $68,486-53.1% |
| Participation rate | 67.6% | 75.2%-7.6pp | 80.3%-12.7pp | 67.9%-0.2pp |
| Annual return | -16.47% | -0.23%-16.2pp | 4397.19%-4413.7pp | -7.85%-8.6pp |
| Employer contribution / active EE | $2,061 | $2,519-18.2% | $3,769-45.3% | $2,597-20.6% |
| Participant deferral / active EE | $4,964 | $5,902-15.9% | $6,952-28.6% | $4,028+23.2% |
| Admin fee / account holder | $3,401 | $5,639-39.7% | $6,733-49.5% | $5,404-37.1% |