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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,989 | $110,379+112.0% | $102,412+128.5% | $145,884+60.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.65% | 24.84%-13.2pp | 24.94%-13.3pp | 551.85%-540.2pp |
| Employer contribution / active EE | $5,519 | $4,216+30.9% | $3,870+42.6% | $4,662+18.4% |
| Participant deferral / active EE | $16,740 | $5,622+197.8% | $5,060+230.8% | $6,690+150.2% |
| Admin fee / account holder | $30,351 | $9,745+211.5% | $8,388+261.9% | $13,392+126.6% |