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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,909 | $77,920-69.3% | $149,723-84.0% | $75,177-68.2% |
| Participation rate | 69.7% | 65.6%+4.1pp | 78.8%-9.1pp | 67.2%+2.5pp |
| Annual return | 16.62% | 31.72%-15.1pp | 134.50%-117.9pp | 160.75%-144.1pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,402 | $3,411-0.3% | $5,682-40.1% | $4,126-17.6% |
| Admin fee / account holder | $2,220 | $5,951-62.7% | $13,215-83.2% | $5,651-60.7% |