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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,974 | $73,863-71.6% | $143,797-85.4% | $68,490-69.4% |
| Participation rate | 80.0% | 66.7%+13.3pp | 80.3%-0.3pp | 67.9%+12.1pp |
| Annual return | -25.69% | 0.91%-26.6pp | -0.04%-25.7pp | -7.85%-17.8pp |
| Employer contribution / active EE | $792 | $3,185-75.1% | $4,952-84.0% | $2,597-69.5% |
| Participant deferral / active EE | $4,099 | $3,385+21.1% | $5,638-27.3% | $4,028+1.8% |
| Admin fee / account holder | $2,430 | $5,756-57.8% | $14,679-83.4% | $5,403-55.0% |