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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,599 | $217,427-87.8% | $185,837-85.7% | $167,518-84.1% |
| Participation rate | 88.9% | 86.0%+2.8pp | 81.7%+7.2pp | 82.1%+6.8pp |
| Annual return | 20.74% | 148.39%-127.7pp | 122.08%-101.3pp | 478.71%-458.0pp |
| Employer contribution / active EE | $2,532 | $5,874-56.9% | $5,168-51.0% | $4,838-47.7% |
| Participant deferral / active EE | $2,836 | $6,357-55.4% | $5,568-49.1% | $6,342-55.3% |
| Admin fee / account holder | $727 | $19,816-96.3% | $16,241-95.5% | $12,312-94.1% |