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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,424 | $167,353-49.6% | $143,797-41.3% | $134,545-37.3% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -29.27% | 0.48%-29.8pp | -0.04%-29.2pp | 418.37%-447.6pp |
| Employer contribution / active EE | $7,758 | $5,620+38.0% | $4,952+56.7% | $4,742+63.6% |
| Participant deferral / active EE | $6,495 | $6,447+0.7% | $5,638+15.2% | $6,401+1.5% |
| Admin fee / account holder | $7,470 | $18,096-58.7% | $14,679-49.1% | $11,431-34.7% |