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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,252 | $180,459-74.4% | $154,108-70.0% | $135,380-65.8% |
| Participation rate | 92.3% | 87.4%+4.9pp | 83.0%+9.3pp | 82.6%+9.7pp |
| Annual return | -9.67% | 888.21%-897.9pp | 735.21%-744.9pp | 519.81%-529.5pp |
| Employer contribution / active EE | $4,513 | $6,035-25.2% | $5,298-14.8% | $4,779-5.6% |
| Participant deferral / active EE | $3,769 | $5,806-35.1% | $5,081-25.8% | $5,609-32.8% |
| Admin fee / account holder | $1,174 | $16,145-92.7% | $13,411-91.2% | $10,828-89.2% |