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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,890 | $77,638-87.3% | $156,551-93.7% | $62,881-84.3% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 6.31% | 50.33%-44.0pp | 32.23%-25.9pp | 20.14%-13.8pp |
| Employer contribution / active EE | $2,207 | $3,444-35.9% | $5,501-59.9% | $2,281-3.3% |
| Participant deferral / active EE | $1,108 | $3,046-63.6% | $4,871-77.3% | $3,203-65.4% |
| Admin fee / account holder | $950 | $5,561-82.9% | $13,028-92.7% | $4,296-77.9% |