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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,824 | $79,961+29.8% | $98,462+5.4% | $75,177+38.1% |
| Participation rate | 90.0% | 70.4%+19.6pp | 75.2%+14.8pp | 67.2%+22.8pp |
| Annual return | 26.25% | 19.75%+6.5pp | 21.17%+5.1pp | 160.75%-134.5pp |
| Employer contribution / active EE | $5,061 | $2,264+123.5% | $3,049+66.0% | $2,671+89.5% |
| Participant deferral / active EE | $11,950 | $3,753+218.5% | $4,738+152.2% | $4,126+189.6% |
| Admin fee / account holder | $6,170 | $6,842-9.8% | $8,875-30.5% | $5,651+9.2% |