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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,139 | $73,019+15.2% | $90,766-7.3% | $68,490+22.8% |
| Participation rate | 87.5% | 70.8%+16.7pp | 75.7%+11.8pp | 67.9%+19.6pp |
| Annual return | -20.17% | -13.81%-6.4pp | -12.16%-8.0pp | -7.85%-12.3pp |
| Employer contribution / active EE | $4,496 | $2,193+105.0% | $2,922+53.9% | $2,597+73.1% |
| Participant deferral / active EE | $11,207 | $3,626+209.1% | $4,565+145.5% | $4,028+178.3% |
| Admin fee / account holder | $7,966 | $5,897+35.1% | $8,446-5.7% | $5,403+47.4% |