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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,751 | $167,353+18.2% | $143,797+37.5% | $134,545+47.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.82% | 0.48%-15.3pp | -0.04%-14.8pp | 418.37%-433.2pp |
| Employer contribution / active EE | $13,254 | $5,620+135.8% | $4,952+167.6% | $4,742+179.5% |
| Participant deferral / active EE | $16,247 | $6,447+152.0% | $5,638+188.1% | $6,401+153.8% |
| Admin fee / account holder | $3,777 | $18,096-79.1% | $14,679-74.3% | $11,431-67.0% |