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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,561 | $198,457-61.4% | $170,435-55.1% | $147,586-48.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 23.42% | 257.30%-233.9pp | 205.94%-182.5pp | 578.59%-555.2pp |
| Employer contribution / active EE | $7,835 | $6,183+26.7% | $5,432+44.2% | $4,876+60.7% |
| Participant deferral / active EE | $10,734 | $5,629+90.7% | $4,939+117.3% | $5,439+97.4% |
| Admin fee / account holder | $3,525 | $16,852-79.1% | $13,881-74.6% | $10,886-67.6% |