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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,449 | $85,060-74.8% | $70,548-69.6% | $139,456-84.6% |
| Participation rate | 41.7% | 73.9%-32.2pp | 68.3%-26.7pp | 80.3%-38.7pp |
| Annual return | 18.77% | 30.38%-11.6pp | 32.78%-14.0pp | 373.45%-354.7pp |
| Employer contribution / active EE | $866 | $3,911-77.9% | $2,975-70.9% | $4,753-81.8% |
| Participant deferral / active EE | $1,751 | $5,890-70.3% | $4,567-61.7% | $6,711-73.9% |
| Admin fee / account holder | $789 | $8,925-91.2% | $6,424-87.7% | $11,407-93.1% |