Filed March 16, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,553 | $61,125+457.1% | $94,057+262.1% | $87,485+289.3% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 1.34% | 35.20%-33.9pp | 480.62%-479.3pp | 26.06%-24.7pp |
| Employer contribution / active EE | $31,456 | $2,136+1372.3% | $2,933+972.5% | $2,596+1111.6% |
| Participant deferral / active EE | $19,672 | $3,260+503.4% | $4,709+317.7% | $4,274+360.3% |
| Admin fee / account holder | $23,405 | $5,629+315.8% | $7,244+223.1% | $7,775+201.0% |