Filed March 16, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,571 | $58,258+486.3% | $81,820+317.5% | $80,925+322.1% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 7.17% | 41.76%-34.6pp | 777.93%-770.8pp | 35.65%-28.5pp |
| Employer contribution / active EE | $24,900 | $2,345+961.7% | $2,915+754.2% | $2,756+803.4% |
| Participant deferral / active EE | $17,404 | $3,284+430.0% | $4,323+302.6% | $4,299+304.9% |
| Admin fee / account holder | $14,802 | $4,976+197.4% | $7,391+100.3% | $6,940+113.3% |