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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,201 | $99,345-57.5% | $84,753-50.2% | $273,972-84.6% |
| Participation rate | 75.0% | 80.7%-5.7pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | -11.86% | 22.93%-34.8pp | 22.78%-34.6pp | 41.46%-53.3pp |
| Employer contribution / active EE | $3,598 | $4,214-14.6% | $3,574+0.7% | $4,869-26.1% |
| Participant deferral / active EE | $5,339 | $4,270+25.0% | $3,712+43.8% | $5,287+1.0% |
| Admin fee / account holder | $1,571 | $6,645-76.4% | $5,333-70.5% | $10,133-84.5% |