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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,932 | $102,635-32.8% | $86,209-20.0% | $139,456-50.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 14.62% | 1923.53%-1908.9pp | 1169.05%-1154.4pp | 373.45%-358.8pp |
| Employer contribution / active EE | $5,808 | $3,034+91.4% | $2,381+143.9% | $4,753+22.2% |
| Participant deferral / active EE | $30,950 | $4,677+561.7% | $3,986+676.4% | $6,711+361.2% |
| Admin fee / account holder | $344 | $8,661-96.0% | $6,853-95.0% | $11,407-97.0% |