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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,681 | $96,678+24.8% | $86,640+39.3% | $139,466-13.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 7.81% | 106.69%-98.9pp | 592.52%-584.7pp | 373.66%-365.9pp |
| Employer contribution / active EE | $6,402 | $3,265+96.0% | $3,024+111.7% | $4,754+34.7% |
| Participant deferral / active EE | $10,902 | $4,837+125.4% | $4,438+145.6% | $6,712+62.4% |
| Admin fee / account holder | $899 | $6,410-86.0% | $5,616-84.0% | $11,409-92.1% |