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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,809 | $92,743+6.5% | $82,744+19.4% | $134,532-26.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -21.65% | 946.63%-968.3pp | 702.22%-723.9pp | 418.27%-439.9pp |
| Employer contribution / active EE | $7,288 | $3,273+122.7% | $3,008+142.3% | $4,741+53.7% |
| Participant deferral / active EE | $7,112 | $4,802+48.1% | $4,395+61.8% | $6,401+11.1% |
| Admin fee / account holder | $4,254 | $5,977-28.8% | $5,325-20.1% | $11,429-62.8% |