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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,999 | $169,237-94.7% | $129,339-93.0% | $145,978-93.8% |
| Participation rate | 78.6% | 76.5%+2.1pp | 69.6%+8.9pp | 80.3%-1.7pp |
| Annual return | 19.63% | 14364.43%-14344.8pp | 9437.05%-9417.4pp | 550.52%-530.9pp |
| Employer contribution / active EE | $782 | $5,540-85.9% | $4,154-81.2% | $4,662-83.2% |
| Participant deferral / active EE | $1,639 | $4,991-67.2% | $4,170-60.7% | $6,690-75.5% |
| Admin fee / account holder | $400 | $9,882-95.9% | $7,668-94.8% | $13,400-97.0% |