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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,508 | $150,447-47.8% | $136,298-42.4% | $147,586-46.8% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 14.47% | 1049.15%-1034.7pp | 5156.27%-5141.8pp | 578.59%-564.1pp |
| Employer contribution / active EE | $3,378 | $5,256-35.7% | $4,696-28.1% | $4,876-30.7% |
| Participant deferral / active EE | $8,390 | $6,631+26.5% | $6,247+34.3% | $5,439+54.3% |
| Admin fee / account holder | $1,250 | $10,906-88.5% | $9,244-86.5% | $10,886-88.5% |