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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,642 | $104,664-41.1% | $85,693-28.1% | $167,518-63.2% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 12.29% | 21.45%-9.2pp | 21.49%-9.2pp | 478.71%-466.4pp |
| Employer contribution / active EE | $2,116 | $3,337-36.6% | $2,618-19.2% | $4,838-56.3% |
| Participant deferral / active EE | $2,321 | $4,824-51.9% | $3,923-40.8% | $6,342-63.4% |
| Admin fee / account holder | $3,492 | $10,032-65.2% | $6,874-49.2% | $12,312-71.6% |